Terms of Use

1. Site Ownership, Authorisation and Copyright

This site is the property of, and has been produced by Bedford Row Capital Advisers Limited (the "Company"). Unless otherwise stated, all copyright, design rights and other intellectual property rights in documents, graphics and other materials on this site are owned by the Company. All rights are reserved.

2. Site Access and Use

Access to and use of this site is subject to control and monitoring by the Company. By accessing this site you agree to be bound by these Legal Terms. These Legal Terms may be amended, restated or otherwise varied by the Company without notice. Any changes, modifications, additions to or deletions from these Legal Terms shall be effective upon posting on this site. If you use this site after we post changes to these Legal Terms, you accept the Terms as changed. At our discretion (subject to your registration) entities of the Company may provide you news and information services. You agree to comply with the conditions imposed on your use of the services, as set out in these terms and conditions and elsewhere in our site. These services may be provided by a third party. Any such services are provided on an 'as is' basis and with no intention to create a legal relationship between us. We do not accept responsibility for their content, or for any delays, interruptions or errors in the provision of these services. The site is provided 'as is' and may be restricted, interrupted, withdrawn, varied, terminated, discontinued, suspended, updated, extended, re-formulated or re-introduced by the Company at any time. Access if given may be withdrawn at any time without the giving of notice.

3. No Offer and No Solicitation

The information, material and applications presented in this site are provided to you for information purposes and nothing contained on this site should be considered as an offer or a solicitation to sell or an offer or solicitation to purchase any of the products as described on this site. Products described on this site are only available via appropriate financial advisers. The products described on this site are therefore limited in all jurisdictions to the extent that applicable law so requires. In the event that you purchase any product referenced in this site, such product shall be governed by, and construed in accordance with, its terms. In any event these pages and any presentation linked thereto shall not in any circumstance form any representation, warranty or inducement in respect of any contract later entered into between you and any part of the Company.

4. Brochureware

This is a 'brochureware' site. This means that all information displayed on the site's pages is for information purposes only. All pricing levels and valuations published on this site are indicative only and may be amended, varied or modified without notice. No representation is made that any trade can be executed at these prices. While we seek to ensure that the information appearing on the site pages and any materials available for download on this site is correct and up to date as of the date upon which they were issued, we give no warranty, express or implied as to their or its accuracy, timeliness, suitability or completeness or that it is up to date. We hereby expressly disclaim to the extent permitted by applicable law and/or regulation all warranties express or implied, regarding the site and any results to be obtained from the use of the site including but not limited to any implied warranties of merchantability, satisfactory quality, fitness for particular purpose or use, originality, accuracy, completeness and non infringement and all warranties arising from course of performance, course of dealing and/or usage of trade or their equivalents under applicable laws and/or regulations of any jurisdiction. As regards pricing and valuation, user's should note that these have most likely been computed using proprietary models of the Company or its providers. These models are designed bearing recognised financial principles in mind and are designed to operate within current market parameters; however, the Company does not represent or warrant the accuracy of such principles or parameters or any result generated by such models. Prices which appear contain herein should not be relied on for the purposes of valuation and neither the Company nor any connected person accepts any liability whatsoever for any direct, indirect, or consequential loss arising from any use of the information or its contents. We do not accept any liability for error or omission or inoperability of this site and nor shall we be liable for any other damages (including damages for consequential loss or loss of profits) howsoever arising from the use of this site. Specifically, information (such as, without limitation, information pertaining to taxation) may become out of date due to the elapse of time. Information, once loaded on to the site should only be considered current as at the date of initial publication appearing thereon and cannot be relied up as being up to date on the date on which you may access the information. We maintain the right to delete or modify information on this site without notice. Unless otherwise stated, all estimates and opinions included on this site (including in documents available for download from this site) reflect the judgement of the Company as at the date they were published and may be subject to change without notice.

5. No Advice

This site does not constitute advice regarding prospective purchases, sales or other transactions effected in or with regard to the products described on this site or with regard to the timing of any such transactions or any decision to refrain from entering into such transactions. The information appearing on the site pages and any materials available for download on this site do not constitute financial or other professional advice and should not be relied upon as such. Prospective investors should consult their own individual independent financial advisors who will advise them in light of their individual circumstances. The information on our site does not constitute a recommendation to buy, sell or otherwise affect any transactions or to refrain from so acting.

6. Conflicts of Interest

The Company, its managers and employees may from time to time perform investment banking or other services, or may have a position or act as market maker, protected index sponsor for/in connection with the securities or related investments mentioned herein. Conflicts of interest are managed and mitigated against through a number of methods such as procedures to identify possible conflicts, disclosure to the client, establishing internal arrangements such as 'Chinese Walls' and segregated reporting lines.

7. Historical Performance

Past performance is not indicative of future results and no representation or warranty, express or implied is made regarding future performance. Additionally, currency fluctuations between the currency applicable to the relevant financial product and any base reporting currency applicable to its holder may produce a negative performance even if the financial product would otherwise produce a positive result. Investors in products, the values of which are influenced by currency volatility, effectively assume this risk. Holders should also take into account the impact of inflation when considering historical performance.

8. Electronic Media

8.1 Reputational Risk

Our reputation is the most vital asset in our business to protect; and the hardest to replenish. You agree that in your use of this website you will act in a reasonable commercial manner and will not use our services for any purpose which is unlawful, abusive, harassing, defamatory, obscene or threatening. You will not solicit our customers or others or participate in the solicitation of our customers or others for any purpose. You will not upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights. Nor will you in any way express or imply that the opinions in your electronic communications are endorsed by us without our prior written consent.

8.2 Site Security

Despite our best endeavours to ensure security of our site, it is possible that the law will change or that commercial pressures will dictate that we should enter into arrangement such that under certain circumstances law enforcement agencies may be authorised to decode messages sent between us. You agree that you have no objection to us entering into any such arrangements. Although we may use encryption technology, we do not warrant the security of any communications between us via the Internet. Further communications over the internet and by e-mail cannot be guaranteed to be secure. Persons communicating in such manner should consider the appropriateness of such communications in such manner given the risks regarding confidentiality, the timing of messages and errors in internet delivery.

8.3 Hyperlinks

We accept no responsibility for the content of any site, other than this site, to which a hypertext link from this site exists. Any links are provided on an 'as is' basis with no warranty, express or implied, for the information provided within them.

8.4 Downloads

You may download or print copies of information contained within the site for your own private use only; however, all other copying, reproducing, transmitting, distributing or displaying of material on the site (by any means and in whole or in part) is prohibited without prior permission in writing.

8.5 Cookies

The term 'cookies' refers to text-only string that is entered directly by this site into the memory of your internet browser. Users are reminded that when accessing this site, cookies may be temporarily stored on the User's computer or accessed via the User's computer or network which enable the Company to identify the computer which is accessing this site and thereby to provide short-cut in navigation around the site for the benefit of Users. To stop cookies being placed on your terminal equipment please refer to your specific internet browser for instructions. In some cases, blocking cookies may reduce the functionality of the site or prevent access to it depending on your chosen browser options.

9. Data Management

The Company may collect personal data through your use of this site. Any such data will be subject to the protections afforded by law to data subjects in the United Kingdom and any such data will be processed in line with applicable legal requirements in England and Wales. By accessing this site you acknowledge and agree that to the extent permitted by law, any such personal data may be used for marketing purposes by the Company.

The Company is registered with the Information Commissioner's Office ZA182903.

More information can be found at https://ico.org.uk/

10. Severability

If at any time any provision (or part of any provision) of these Legal Terms is, or becomes, illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect the legality, validity or enforceability in that or any other jurisdiction of any other provision (or any other part of this provision) of these terms.

11. Law and Jurisdiction

11.1 Contract (Rights of Third Parties) Act 1999

No rights are conferred on any person under the Contracts (Rights of Third Parties) Act 1999 to enforce any of these Legal Terms. This does not affect any right or remedy of any person which exists or is available apart from that Act.

11.2 Governing Law

These Legal Terms are exclusively governed by and shall be construed in accordance with English law.

11.3 Jurisdiction

You hereby irrevocably agree that the courts of England and Wales are to have exclusive jurisdiction to settle any disputes which may arise out of or in connection with these Legal Terms and that accordingly any proceedings arising out of or in connection with these Legal Terms shall be brought in such courts.